Insurance solutions by Rutledge and associates

  • Repairs to a  home following a covered event.
  • living expenses should your home be uninhabitable following a serious loss.
  • coverage to pay for items lost, stolen or destroyed during a covered event.
  • medical payments, which cover guests injured in an insured home.
  • personal liability protection for you and members of your household.
  • Rental property/landlord liability coverage
  • Seasonal home insurance
  • Vacant dwelling coverage
  • Scheduled personal liability coverage
  • Earthquake insurance
  • Flood insurance
  • Extended limits
  • Personal umbrella coverage

At Rutledge and Associates we proudly offer Tennesseans a customizable homeowner's insurance policy designed to fit your needs.  Our company's objective is to implement insurance coverage that will be advantageous should the circumstance of a serious loss arise. We are partnered with 15 of the nation's top insurance carriers in order to provide the perfect fit for your situation. As a homeowner in the Volunteer State you can expect your insurance rates to be the median of the national average.


If you are a homeowner in Eastern Tennessee, you want to ensure that you have coverage in the event disaster happens. Learn more about the coverage we can offer you by requesting a free quote on your home. For more information or to speak with an insurance agent, call (423) 915-1263 or email us at We look forward to finding the insurance that fits your needs. 


We also offer extended coverage to our customers who need more than what our basic packages offer. We offer limits and deductibles which are adjustable to your needs. We offer specialized coverage such as:

Homeowners insurance, as with most insurance policies, comes with standard coverage which include